Comments on: Blue Cross/Blue Shield Christmas Gift to Federal Employees: Surprise, We’re Cutting Your Benefits!

By: james

james — Tue, 01 Sep 2009 07:03:32 +0000

It is my understanding that you only have to pay out of network expenses if you CHOOSE an out of network hospital or doctor. In an emergency situation I dont think you would have to pay extra. Small business auto insurance

By: PRETWETUEVY

PRETWETUEVY — Wed, 25 Feb 2009 14:04:19 +0000

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By: Gina

Gina — Tue, 06 Jan 2009 16:01:38 +0000

I have the perfect solution for the emergency situations! Just get a tattoo from your pelvic bone to your sternum that says, “IF YOU ARE NOT A PPO NETWORK PROVIDER, DON’T TOUCH ME!”
That should work as long as you are not unconscious and face down. You would have to tattoo the other side as well. I wonder… Would the tattoo would be a deduction on your taxes or even a compensable expense to submit to your employer, BC/BS or even Flexible Spending?
HA!
At least they have extended the benefit selection period so that we could do more research and compare the plans. How generous of them.

By: richard ginsburg

richard ginsburg — Tue, 23 Dec 2008 17:14:23 +0000

That’s not what it says on page 124 in the 2009 Blue Cross and Blue Shield Benefits manual

By: PGH

PGH — Tue, 23 Dec 2008 13:41:09 +0000

It is my understanding that you only have to pay out of network expenses if you CHOOSE an out of network hospital or doctor. In an emergency situation I dont think you would have to pay extra.

By: richard ginsburg

richard ginsburg — Mon, 22 Dec 2008 16:06:54 +0000

What I can’t understand is how Federal Blue Cross and Blue
Shield can mandate that in an emergency situation-EVEN IF YOU ARE UNCONSCIOUS-you have to pay extra if you just happen to be taken to an out-of-network hospital, and/or be treated by an out-of-network physician.
OPM told me there would have to be a huge premium increase in order to have equal benefits for in-network and out-of-network providers in this specific emergency situation. I told OPM I would be willing to pay a reasonable premium increase for this; I asked OPM why they didn’t calculate the exact premium increase, and then survey Federal Blue Cross and Blue Shield policy holders to see if they would be in favor of it. OPM said they didn’t have the manpower to do that (didn’t they ever hear of the Internet?)

By: elizabeth davis

elizabeth davis — Wed, 17 Dec 2008 00:48:10 +0000

i think this is inhumane. we depend on the insurance industry and you just continuously drop the ball and leave us holding the bag…….i think the federal governmnet should reevaluate this mess. benefits are a very important part of salary b/c the salary is not so much as compared with the civilian counterpart jobs.

i cannot get insurance. i was injured on the job. i happened to have insurance or else i would be without any i also cannot work. i will just have to die i suppose

By: wondering

wondering — Fri, 12 Dec 2008 23:19:16 +0000

What plan is best for someone that needs a hernia operation. I currently have Connecticare but have other options… NALC, BC/BS, Aetna and GEHA. Thank you

By: gg

gg — Wed, 10 Dec 2008 17:50:00 +0000

where do you look to find other insurance companies for the post office clerk

By: PGH

PGH — Sun, 07 Dec 2008 12:48:54 +0000

I have BC Basic. Had open heart surgery 6 months ago. Total cost was $110,000, my out of pocket costs were around $1,000. That would increase this coming year by about $400 because of the $100 a day for the first 5 days of a hospital stay. I still think its a bargain. In my area it’s hard to find a doctor or hospital that doesn’t accept BC/BS.